Left a job with a 401(k) behind? Don't leave it to chance.
Old 401(k) accounts are one of the most overlooked — and expensive — mistakes families make. Get a free personalized analysis, your Retirement Income Score, and a 15-minute call with a retirement expert.
Start your 401(k) rollover review
Three quick steps to unlock your personalized retirement analysis.
- 1
Tell us about your 401(k)
Balance range, former employer, current age — a few basics.
- 2
Get your Retirement Income Score
See where you stand and how your money could work harder.
- 3
15-min call with a specialist
In your home, our office, Zoom, or by phone — your choice.
By continuing you agree to be contacted about your review. No spam, ever.
The Problem
7 costly mistakes families make with old 401(k)s.
The average American changes jobs 12 times in a career. That means multiple retirement accounts — often forgotten, misaligned with your goals, or paying more in fees than they should.
Mistake 01
Leaving money in a former employer's plan you no longer track
Mistake 02
Cashing out early and triggering taxes plus a 10% penalty
Mistake 03
Missing better low-fee investment options available in an IRA
Mistake 04
Overlooking Roth conversion opportunities in low-income years
Mistake 05
Not consolidating multiple old 401(k)s into a single plan
Mistake 06
Failing to update beneficiaries after a life change
Mistake 07
Overpaying on hidden 401(k) plan administrative fees
The Solution
A rollover — done right — can change your retirement.
Broader investment choices
Your 401(k) may limit you to a handful of funds. A properly rolled-over IRA opens the door to a wider range of strategies aligned with your age and goals.
Lower fees, more compounding
Even a 0.5% difference in fees can cost tens of thousands over a career. We help identify low-cost options built for long-term growth.
Lifetime income planning
Turn your nest egg into a dependable paycheck for life through strategies designed for pre-retirees and retirees.
Tax-smart flexibility
Explore Roth conversions, in-service rollovers, and tax-advantaged growth to help reduce lifetime tax exposure.
Our Process
A clear path from confusion to confidence.
- 01
Free rollover analysis
Complete our 3-minute secure form. We review your goals, timeline, and current 401(k).
- 02
15-minute discovery call
A licensed specialist walks through your Retirement Income Score and answers your questions.
- 03
Custom rollover plan
We help you compare options and, if it makes sense, execute a smooth tax-free rollover.
- 04
Ongoing income strategy
Your plan grows with you — retirement income, tax planning, and legacy on one roadmap.
Get your Retirement Income Score today.
A free, no-obligation analysis plus a 15-minute call with a retirement expert. Choose the way you meet.
Common Questions
401(k) rollover FAQ.
Is a 401(k) rollover a taxable event?+
A direct rollover from a 401(k) to a traditional IRA is generally not taxable. Your specialist will explain the differences between direct and indirect rollovers so you avoid unexpected tax bills.
Do I have to move my 401(k)?+
No. You can leave it, roll it to a new employer's plan, roll it to an IRA, or cash it out (usually the worst option). We help you compare paths based on your age and goals — with no obligation.
How long does the rollover process take?+
Most rollovers complete within 2–4 weeks. We handle the paperwork alongside your specialist so it's as smooth as possible.
What does this cost me?+
The initial analysis, Retirement Income Score, and 15-minute consultation are free. Any product-related fees are disclosed by the licensed professional you choose to work with.
Which states do you serve?+
We currently work with families in California, Arizona, Michigan, Nevada, and Ohio.
Your future self will thank you.
Get a free rollover analysis, your Retirement Income Score, and a 15-minute call with a retirement expert. No pressure, no obligation.